AVP Collections Lompoc in CA

AVP Collections
Exempt Employee Full-Time
Location: 1320 N H St, Lompoc, CA 93436
Requisition ID: 1185

Under limited supervision of the EVP Chief Operations Officer, the Assistant Vice President of Collections is responsible for the activities of the Collections Department and direction of all collection activities for the Credit Union.

Some responsibilities are:
Directs all collection activities for the Credit Union, including negative share balance accounts and delinquent consumer, business and real estate loans.        
Directs Collections staff’s efforts to ensure that collection efforts are focused and maximized on accounts that have been classified or charged off.
Reviews bankruptcy filings for evidence of potential fraud filed in a timely manner in order to minimize potential deficiency balances.
Develops effective portfolio monitoring tools, including static pool and trend analysis reports, and makes appropriate recommendations to senior management for corrective action based on the results of these analyses.
Manages vendor relationships, including outside collection agencies, attorneys, auctions, recovery firms, software providers and insurance carriers.
Prepares and submits annual department budget; regularly monitors and controls expenses; communicates budget requirements/deviations.
Manages the effective liquidation of repossessed or foreclosed collateral to maximize recoveries for the Credit Union.
Actively participates in business priority project implementation, including leading projects when necessary.
Meets with Consumer Loan and Real Estate Loan staff on a monthly basis to identify and discuss underwriting deficiencies and other collection issues that lead to delinquency, default and/or inherent environmental or portfolio risk.

Knowledge and skills required:
Possession of a Bachelor’s degree in Business or similar undergraduate degree or equivalent experience.
Well-rounded understanding of credit union and collection best practices as would normally be obtained by five to ten years of increasingly responsible experience within the financial services industry
Five or more years of collections experience within the financial services industry, including experience with both consumer loan and residential real estate loan delinquencies and charge-offs
Knowledge of Board policies and Credit Union goals, organizational structure, policies, procedures and practices
Two or more years of experience in managerial or supervisory role
Consumer or residential real estate loan underwriting experience is highly desirable.
Proficiency with Akcelerant collections management software highly desirable.
Familiarity with Episys data processing system desirable.
Ability to be bonded

We offer great benefits including, very generous PTO, low premiums health insurance and 401k matching.
If you are motivated and team-oriented, here's your chance to work where every day is Another great day!
 
Please apply online
https://workforcenow.adp.com/mdf/recruitment/recruitment.html?cid=197b07e1-0b00-46c5-93e9-f62972ff418f&sid=Y29hc2ZlZGNydQ%3D%3D&jobId=186817&lang=en_US&source=CC2

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Collections Recovery Specialist

Collections Recovery Specialist

Location: Lompoc, CA, US
Worker Category: Full-time Non-Ex Reg Full-Time
Under general supervision of the Collections Manager, a Collection recovery specialist is responsible for performing a wide variety of member Collections duties.  A Collection recovery specialist promotes and maintains a positive image of the Credit Union.

Some of the essential duties of the job for Collections Recovery Specialist are:     
Researches and analyzes data on past due/charged off loan accounts including negative shares
Contacts member through various methods, telephone, letter, and email to determine reason for delinquency or loss
Negotiates and establishes repayment plans on charge off loans for those with the intention of repayment
Uses skip tracing efforts and tools to maximize contact for our members or analyze assets to pursuit legal action
Evaluates payments being made on delinquent accounts and determine how payment will be applied
Responds to members’ inquiries and requests; assist in completing forms and documents
Resolves member problems and/or complaints
Researches account loan transactions to resolve payment errors that lead to reducing losses
Works with legal counsel for summons and complaints, liens, bank levy’s
Oversight on legal fees to ensure cost is minimized
Works with collections agencies to cure or maximize amount of post chargeoff recoveries on loans exceeding legal statute
Follows policies and procedures related to Bank Secrecy Act (BSA), Anti-Money Laundering (AML) and Customer Identification Program (CIP) to ensure daily compliance with current regulations
Makes collection efforts in accordance to FDCPA and the Rosenthal act of California

Qualification Requirements for Collections Recovery Specialist:
A high school diploma or equivalent, plus 2 to 3 years of experience in the field or related area.
Bi-lingual (English/Spanish), highly desirable.
Knowledge of English usage, grammar, punctuation, and spelling
Ability to listen effectively
Ability to calculate figures and amounts, such as discounts, interest, percentages, rates, ratio, and yields
Ability to apply common sense understanding to carry out instructions furnished in written, oral or diagram form
Ability to be bonded
Ability to perform duties accurately and timely, with frequent interruptions
Ability to promote and maintain a positive image of the Credit Union to members and employees
Ability to operate a variety of office equipment and machines

CoastHills offers great benefits including, PTO, low premium health insurance, 401k contribution match, and more… Don’t pass up this great job opportunity – apply today!

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CoastHills is an Equal Opportunity / Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or protected veteran status.



Please use the Quick Shares  below to send these career opportunities out to your social media sites such as Facebook, Twitter>>>>>>>>>>>> to help others find employment.

When you get employed, reach back and help a fellow Service men and women over the wall.
What goes around, comes around. Help when and where you can.
You, a family member or friend could be next to need a job.