Seeking Staff Accountant for Lompoc CA

Staff Accountant: We are seeking a Staff Accountant 1 for Lompoc, CA 93436. You will be Under general supervision of the AVP Controller and Assistant Controller, a Staff Accountant is responsible for performing a variety of accounting duties.
 

Consumer Loan Underwriter

Consumer Loan Underwriter

Consumer Loan Underwriter
Village, Lompoc, CA, US

The primary purpose of the Consumer Loan Underwriter is to assist the Credit Union to achieve its mission to make a difference in our neighbors’ lives.  This is accomplished by providing outstanding service to both internal and external members and vehicle dealerships.  An important element of this outstanding service is identifying the financial needs of the member and effectively suggesting solutions that will improve the member’s financial life.  Additionally, under general supervision of the Consumer Loan Supervisor, a Consumer Loan Underwriter is responsible for underwriting and evaluating secured, unsecured and Visa loans in the Consumer Loan Department.  A Consumer Loan Underwriter promotes and maintains a positive image of the Credit Union.

ESSENTIAL DUTIES for Consumer Loan Underwriter
Underwrites secured, unsecured and Visa loan applications
Evaluates all loans in order to maximize organizational profit and minimize risk or loss
Understands LoansPQ (CoastHills chosen loan origination software) and their application process
Explores and offers counter options for all potential loans
Calculates income figures and debt to income ratios
Maintains dealership relationships
Explains reason for denial and explores options to members
Performs within consumer loan lending limits approved by Board of Directors
Understandings risk based lending
Reviews and understands credit reports and explains to member’s information as reported
Understands proper loan documentation and preparation
Computes interest and payments
Responds to members’ inquiries and requests; assists in completing forms and documents
Resolves members and/or dealer problems and/or complaints
Assists with existing line of credit reviews
Reviews member requests to skip or modify payments
Understands and runs Kelly Blue Books, AutoChecks, CVR’s and Check Systems reports
Assists member in understanding how their payments are posted to their accounts
Calculates payoff on vehicle loans for dealerships while ensuring member loan retention
Responds to member problems and requests, when necessary; assist with completion of forms and documents.
Follows policies and procedures related to Bank Secrecy Act, Fair Lending, Regulation B, Regulation Z and all other compliance regulations to ensure daily compliance.
Understands LoanLiner and Indirect Lending paperwork
Works cooperatively with members, dealers and fellow employees
Must be registered and in good standing with NMLS and renew registration each year.

NON-ESSENTIAL DUTIES for Consumer Loan Underwriter
Performs variety of clerical duties requiring knowledge of departmental procedures
Cross-sells loan products
Cross trains in loan functions
Punctual and regular attendance
Ensures the safety and security of self and Credit Union equipment and property, including cleanliness, proper maintenance and safe work practices
Operates a variety of office equipment and machines, such as telephone, computer terminal, adding, calculating, duplicating and fax machines, printer and typewriter
Regularly attends and participates in in-house training
Performs duties as assigned by management and may be assigned to work at any branch

EDUCATION AND EXPERIENCE for Consumer Loan Underwriter
Knowledge and understanding of consumer lending procedures, practices and policies and credit fundamentals as would normally be acquired from three or more years of increasingly responsible related experience with two years of consumer processing experience.

CoastHills is an Equal Opportunity / Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or protected veteran status.

To apply, please proceed to the application
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Facilities Assistant Lompoc CA

Facilities Assistant Lompoc CA

Assist CoastHills Credit Union to achieve its mission to make a difference in our neighbors’ lives!
At CoastHills we accomplish this by providing outstanding service to both internal and external members, and by living our Service Promise. At CoastHills we believe in:
• Treating you as an honored guest and addressing you by name
•  Making it easy to do business with us
•  Delivering 100% accuracy in a timely manner
•  Identifying your needs and offering solutions
•  Treating you with the highest standards of professionalism
•  Thanking you for your business

As Facilities Assistant Lompoc CA, some of your responsibilities will be to:
Assist Facility Manager in ensuring that the facilities are a safe, efficient and inviting environment
Serve as back-up to the credit union’s Security Officer (Facility Manager)
Assist both the Facilities and Marketing departments with business priority projects
Manage the off-site storage and destruction of the credit union’s document storage program
Coordinate and schedule work submitted to Facilities through a help-desk system
Assist the Facility Manager in providing new hire employees with work space, furniture & supplies

Also, some of the qualifications required for the job are:
Ability to travel, attend and participate in meetings, seminars and conferences held before and after
normal business hours that may require long distance travel and overnight lodging
Ability to perform a variety of adjustments and calculations to verify and update/correct member’s accounts
Ability to quickly identify and resolve problems
Ability to perform duties accurately and timely, with frequent interruptions.
Ability to promote and maintain a positive image of the Credit Union to members and employees.
Ability to be bonded

Location for Facilities Assistant Lompoc CA: CoastHills’ Crossroads branch located on 3880 Constellation Road in Lompoc, CA, 93436 US

Worker Category for Facilities Assistant Lompoc CA :Full-time Non-Ex Reg Full-Time
Please apply online for this position Facilities Assistant Lompoc CA
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Please use the Quick Shares  below to send these career opportunities out to your social media sites to help others such as Facebook, Twitter>>>>>>>>>>>>.

When you get employed, reach back and help a fellow Service men and women over the wall.
What goes around, comes around. Help when and where you can.
You, a family member or friend could be next to need a job